E-Consent
Consent for Electronic Signatures, Records, Disclosures, and Communication
Please read and fully understand the following information before submitting any personal information on this website or conducting business electronically.
By providing your consent as outlined on this website and submitting your information through our online form, you acknowledge that you have read this notice and understand how to conduct transactions, communicate electronically, and use the services available. You may request to be connected with a lender and cooperate with loan providers online. Once connected, you will be required to give your explicit electronic consent (“e-consent”) to use electronic signatures, accept electronic records, disclosures, and communications in order to receive the services and products you have expressed interest in.
Hard Copies
You have the right to request printed copies of disclosures and other legal notices at no cost. Such requests should be directed to the respective lender. Please note that lenders are required to retain hard copies of legal documents in accordance with applicable laws.
Scope of Consent
All communications—including those conducted online via mobile phones, smartphones, tablets, and other electronic devices—are considered electronic interactions. Your e-consent applies to any such electronic communication between you and a third-party lender.
Giving your e-consent means you agree that your information may be collected and processed electronically, transactions may be conducted electronically, and documents may be signed and stored electronically. Additionally, your lender may send you electronic notifications such as reports, disclosures, and links to third-party websites or lender services.
By providing e-consent, you confirm that electronic communications carry the same legal effect as traditional paper documents.
Important Note
Conducting business electronically requires appropriate hardware and software. Before providing your e-consent, please verify that your devices and software meet the necessary requirements to perform electronic transactions securely and efficiently.
Basic Software and Hardware Requirements:
- A PC or Mac-compatible computer or other device with internet access.
- An active email account.
- An internet browser supporting at least 128-bit encryption (e.g., Microsoft® Internet Explorer, Netscape®, Mozilla Firefox®).
- A PDF reader such as Adobe® Acrobat Reader or Foxit®.
Note that some transactions may require additional software or hardware. Contact your lender for specific requirements.
Withdrawing Consent
Your e-consent granted to us and the processing of your information by our lenders is a one-time transaction and cannot be withdrawn through our service once given.
However, once you are connected with a third-party lender, you may withdraw your consent directly with that lender at any time and at no cost by submitting a withdrawal request. Be aware that withdrawing your e-consent may prevent the lender from providing you with loan offers or credit products.
Withdrawing consent does not affect the legal validity or enforceability of any prior electronic disclosures or agreements.
If your contact information (such as email or mailing address) changes, please notify your lender promptly to ensure your records remain current.